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A Bank For Entrepreneurs,
By Entrepreneurs

Good people know good people — and we want to know you. Let's get started:

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I think of my banker as an opportunity collaborator and mentor.

— John Long, Buddha Jones


Banking is banking; and while many banks offer similar services, no one customizes like ABB. Our clients’ businesses are like fingerprints—their objectives and successes are unqiuely their own. That’s why we’re not just complete bankers, but complete advisors, offering a breadth of customizable solutions. Together, we work side-by-side with our clients to provide the definitive guidance their businesses deserve.

Credit & Depository Services

Treasury Management

Asset Based Lending


True government guaranteed lending is an art form- one that ABB has mastered. Separating from the pack, we provide more SBA backed offerings than most. Our SBA professionals have over a hundred years combined experience, an asset that allows us to navigate any need our clients present with a comprehensive approach and ensured continuity. Combining conventional, SBA, or even State Guarantied instruments, customization has become the benchmark of our success in this arena.

SBA 504

The SBA 504 Loan Program is designed to assist small businesses in financing major fixed asset purchases, such as real estate or equipment. It allows borrowers to complete financing with smaller down payments and no balloon payments, typically found in conventional financing.
  • Project size from $250,000 to $25,000,000
  • As low as 10% down on total project
  • Ideally used for owner-occupied real estate purchase or refinance

SBA 7(a)

The 7(a) Loan Program is the SBA’s most common loan program. It allows for various uses of proceeds and has favorable terms, allowing small businesses to keep their cash flow for operational expenses, spending less of debt repayments.
  • Loan amounts up $5,000,000
  • Loans typically have longer maturities with less money down.
  • Ideally used for real estate and equipment purchases, business acquisition, and expansion.


The world is getting smaller by the minute. Fewer and fewer US companies are operating in  domestic only sectors. In this increasingly global economy, international banking services are crucial to businesses wishing to maximize profits. American Business Bank provides a full range of international banking services; be it standby LCs or currency exchange, our savvy clients have needs to do business abroad, and we deliver.

The International Banking Department offers established customers of American Business Bank professional foreign exchange services focused on developing and capturing customers driven cross-border foreign currency transactions.

Our foreign exchange services bolster the bank’s competitive edge, particularly when serving commercial companies that either have, or plan to have, links to supply chains, vendors, investments, strategic partners, distribution points, and/or customers in foreign countries.

In an international trade transaction, the seller’s requirements and the buyer’s needs can be mutually satisfied to facilitate the exchange of goods and funds through the use of Commercial Letter of Credit provided by American Business Bank in U.S. dollars and most other major currencies.

American Business Bank Issues Standby Letters of Credit to ensure performance and meet customers’ needs on various types of transactions.

Documentary Collection is a payment mechanism in which a seller uses American Business Bank as their “agent” in collecting payment from a buyer located overseas.

American Business Bank offers foreign exchange services including: hedging and payment products available in all major currencies, foreign drafts, wires, cash letters, and collections. Our Foreign Exchange experts can provide you with products and solutions that can eliminate and/or manage risk in foreign markets.



Good people know good people. Whether we’re leveraging the thousands of years of collective experience of our bankers and clients, or making direct introductions to those who have solved similar issues in their business, ABB knows good people. Our aim is to set ourselves apart by understanding the nuances of your business, and provide heartfelt wisdom and insights to assist in navigating whatever challenges you currently face. We may not have all the answers, but chances are, we know who does.


  • Treasury Consulting
  • Debt Structure Consultation
  • Lease vs. Buy Decisions Acquisitions



  • Investment Banking
  • Investment Management
  • Equipment Leasing
  • Residential Mortgage Lending
  • Professional Referrals (CPA’s, Attorneys, etc)


Banking is banking; and while many banks offer similar services, no one customizes like ABB.


True government guaranteed lending is an art form- one that ABB has mastered. We provide more SBA backed offerings than most.


The world is getting smaller by the minute, and fewer US companies are operating in the domestic only sectors.


ABB knows good people. We understand the nuances of your business and aim to provide heartfelt wisdom.

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